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Baccarat History
The present form of Baccarat can be
traced back to Italy. Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos.
How to Play Baccarat
The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet
on the Player pays even money. Aces count as One and Two
through Nine are counted at face value. If either hand dealt is
a total of 9, it is called a “Natural” and automatically wins. If neither hand is an 8 or a 9 and there is no Tie
additional cards may be dealt according to a standard set of rules. D. The title of banker rotates around the table in a manner similar to the dice at a craps table. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. The infamous Dunes casino introduced baccarat in the late 50's. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. It is played by the exact same rules, but lacks the accoutrements of the formal version. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.
Baccarat Rules
Betting on Tie is not really recommended because it decreases your winning
chances. Knowing the basic rules will help you
understand what is going on on the baccarat table and will make the game more fun to play for
you. The only thing you are betting against is the cards. At the
beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the
shoe, called "The Bank". Then he will take the very first card
out and whatever the value of this card is indicates how many cards will
be Burned. At the beginning of the new game the shoe or the bank is given to the
player on the right of the dealer. The player with the bank deals two sets of two cards, if of course the
game is played by two players. If the hand you bet on
wins you get a one to one payoff. After all bets are made, which cannot be
added to or retracted once play begins, the House will
deal four face-down cards - two cards each to both the
player and banker (House) After the cards are
finished being dealt, they are revealed and tabulated. Depending on hand outcomes, the player hand will either
draw a third card or stand. Please note that both hands are allowed a maximum of one
card draw. a baccarat hand will never exceed
three cards total. In order to calculate a hand
total, simply add the value of the two cards. If this
sum goes over ten, subtract ten and you will have the
final value. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. For instance, a hand of 5, Queen and 9 has a
value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more
involved and is often explained with a chart. If
both hands have an 8 or 9, the game is deemed a tie, in
which all Tie Bets win. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. The player's objective is to get a hand that is closer to 9 in value than the banker's. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up)
Now it is the bankers turn. Baccarat rules state that winning banker bets are subject to a 5% house commission. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. All picture cards count as 10 and aces count as 1. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 5 then he must draw if your card is a 4-5-6-7.
Tips
- Bet on the Banker Hand most of the time. Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. Any informed player would see that this bet is one of the best in the casino.
- As for other bankroll management strategies, a good one is posted on this website. At the least, set yourself limits on losses and stake amounts.
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