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Baccarat History
The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
Baccarat is a very simple game to play with no decisions
made after a bet is placed. A bet
on the Player pays even money. A bet on the Banker pays even money
minus a 5% house commission. A Tie at any point
in the game ends the hand and pays Tie bets. If either hand dealt is
a total of 9, it is called a “Natural” and automatically wins. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. D. Eventually,
baccarat evolved into European baccarat and the French game 'chemin de fer'. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. The result of the die decided her fate. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year.
Baccarat Rules
Betting on Tie is not really recommended because it decreases your winning
chances. If the value of the first card is a four, for instance,
the dealer will take the next four cards out of the shoe and discard them
in a tray next to it along with the first card. Each player is given the bank in
turn and can hold the bank as long as the bank wins. Before the cards are dealt each baccarat
player has to make his bet. If
the first two cards dealt count Eight or Nine it is called a "Natural" and wins
automatically, unless both hands have the same
value then it is of course a Tie. If the hand you bet on
wins you get a one to one payoff. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. This
is not only the case with single card values but with the result of
two cards combined. Depending on hand outcomes, the player hand will either
draw a third card or stand. Two components of the game need clearing up at this
point. The other is how drawing a third card is determined. All
cards numbered 2 through 9 are worth their numeric
value. A hand of seven and four has a
value of 1. I will try to simplify this as much as possible with a
few brief guidelines. Player shows a 6, 7, 8, or 9
(8 and 9 win)
Player Hand must Stand. Player shows a 5, 4, 3, 2, 1
or 0
Player Hand must Draw. Once the player hand is finished and
standing, the bank hand will determine whether it must
draw a third card. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. The other must do so also. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. Each player takes it in turns to deal from the shoe there is however no advantage to be gained from it and it is just part of the tradition of the game. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 8 then he must stand. Once all the hands are dealt it is closest to 9 that wins.
Tips
- This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Play Baccarat Games with the fewest decks. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- Play Baccarat at Casinos with the lowest commission possible. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. If you want to take your chances, then by all means use a system - just know when to quit.
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