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Baccarat History

The present form of Baccarat can be traced back to Italy. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

A bet on the Banker pays even money minus a 5% house commission. In Mini Baccarat a casino dealer handles the deal. After players make their bets the dealer deals a two-card hand to the Banker and Player. A Tie at any point in the game ends the hand and pays Tie bets. If the Player did draw a third card, the Banker follows the rules at right. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. The basis of this game is very similar, but the rules and payoffs are much less dramatic. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. Knowing the basic rules will help you understand what is going on on the baccarat table and will make the game more fun to play for you. Baccarat is played with eight decks of cards without Jokers. Once the bank looses it moves on to the next player. Before the cards are dealt each baccarat player has to make his bet. If the hand you bet on wins you get a one to one payoff. At first the value of the cards might seem a little odd, but it's really simple to understand. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. If both hands are the same, the game is deemed a tie. Two components of the game need clearing up at this point. In order to calculate a hand total, simply add the value of the two cards. For instance, a hand of 6 and 10 will have a total value of 6. A hand of seven and four has a value of 1. I will try to simplify this as much as possible with a few brief guidelines. First off, know that right from the beginning a hand of 8 or 9 automatically wins. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. The player's objective is to get a hand that is closer to 9 in value than the banker's. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. With a total of 7, he stands. So from reading this page you should have picked up enough about baccarat rules to play a game. This means the game is quite simple especially as there are only three possible bets that can be made. If the dealer has 0 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 7 then he must stand. If the dealer has 9 then he must stand.

Tips

- Bet on the Banker Hand most of the time. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- Play Baccarat at Casinos with the lowest commission possible. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. If you want to take your chances, then by all means use a system - just know when to quit.

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